I needed a non-emotional plan for my personal investing portfolio.
After experiencing a wide range of results and anxieties with my own investing style, I knew there had to be a better way. That started my quest to build Fletcher—an algorithm with easy to execute monthly signals, six or less holdings and a goal of stellar performance.
No special investing account—I use my own Fidelity account. ■
Three to six signals per month—no piles of data to pour through. ■
Designed to beat the S&P 500 Index—not by a little, but by a lot. ■
Who is Fletcher?
Actually… What is Fletcher?
Fletcher is the algorithm I built and personally use to guide most of my investing decisions.
It’s a rule-based system I designed to direct when to buy, sell, and hold individual stocks—removing guesswork and reducing emotional decision-making.
Fletcher doesn’t try to predict the market. Instead, it follows a defined set of rules and executes them consistently—something many investors struggle to do over time—myself included,
Each month, the system analyzes a range of market and individual stock indicators then generates up to six trade signals to be executed on the first trading day of the month. In case you’re wondering, I keep the underlying methodology to myself. It’s proprietary.
During my proof of concept testing, Fletcher produced an average annual return of about 80% (January 2018 through December 2025) with a compounding total return over 9,000%.
Yes—that number surprised me, too. That’s when Fletcher really grabbed my attention.
According to its historical signals, a $10,000 investment over the past three years (January 2023 to January 2026) would have grown to approximately $178,497. I wish I’d come up with Fletcher sooner.
Over that same period, an investment in an S&P 500 index fund would only be worth about $18,612.
What will Fletcher do going forward? No one knows.
But historically, its two-year rolling returns have outperformed the S&P by 20% or more. Often way more.
In the coming weeks, I'll invite you to watch me as I use Fletcher to invest my personal money. I hope you'll come along to see how Fletcher performs.
Kyle
ps. As with any investing, there are no guarantees. I'm simply providing information for educational purposes. Invest at your own risk.
How It Works
Fletcher is simple by design.
Rather than chasing complicated strategies, obscure stocks, or constant trading, Fletcher focuses on a small portfolio of familiar, established companies and follows a clear set of rules.
■ Monthly Signals
Once each month, Fletcher evaluates the market and determines whether an identified stock should be bought, held, or sold.
■ A Concentrated Portfolio
At any given time, Fletcher holds just 3–6 positions. The goal is to focus capital on the opportunities the algorithm identifies as most attractive rather than spreading it across dozens of holdings.
■ Familiar Companies
Fletcher selects well-known, established businesses—not speculative penny stocks, meme stocks, or companies you've never heard of.
■ No Complex Trading
No options. No puts. No calls. No short selling. No leverage.
■ Buy. Hold. Sell.
That's it. Fletcher follows a straightforward process: identify opportunities, hold them while the signal remains favorable, and exit when the signal changes. The objective is to remove emotion and complexity from investing and replace them with a consistent, rules-based approach.
Simple signals. Clear decisions. Disciplined investing. Designed to outperform the S&P 500 Index.
Example of monthly signal.
Backtesting Results
The compelling numbers Fletcher revealed in backtesting is what first convinced me the system might be onto something meaningful.
Across multiple market environments, Fletcher consistently demonstrated the ability to outperform the broader market while following the same disciplined process month after month. Rather than reacting emotionally to headlines or market volatility, the system simply follows its rules and executes accordingly.
The historical results were strong enough to get my attention—and ultimately strong enough for me to begin using Fletcher as a major part of my own investing approach.
The charts below tell the story far better than I can.
Please note, these figures have not been audited. Some daily price variations may effect outcomes.
Get Fletcher Investor
Monthly Signals
Fletcher memberships are designed for different levels of involvement. You can follow along from the sidelines (Spectator), access the core Fletcher experience with monthly signals and updates (Operator), or join an exclusive community of investors (Insider). Most incoming members start with middle tier (Operator) for monthly access to the signals and my ongoing personal performance reviews. Start Now
Please note, Fletcher signals are for informational and educational purposes only. Not investment advice.
Fletcher Operator
Get Fletcher signals with this Charter membership—the same signals I use. See my actual performance with monthly transparent updates.
Get Spector benefits as well.
Yes indeed.
Fletcher Insider
Interact with me and others in our community as I develop other algorithms and we riff on Fletcher variants for Insider members.
Get Operator benefits as well.
Let’s go!
Fletcher Spectator
Follow Fletcher’s performance without the signals. This membership level is also a great way to support the continued development of
the Fletcher algorithm.
Thank you.
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